YNAB — Budget, Personal Finance apk icon

YNAB — Budget, Personal Finance

Download YNAB — Budget, Personal Finance apk for free.

YNAB — Budget, Personal Finance apk icon

YNAB — Budget, Personal Finance

YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 34 days.

Bank Syncing
Easily connect all your accounts in one place and import your transactions, so you always have up-to-date information.
Transaction Matching
Prefer to enter transactions yourself? You can! YNAB will match up imported transactions with those you enter yourself so your account balances are always accurate.
On the Go
Real-time access to all your budget data across multiple devices means you can budget with a partner and always have the info you need to make good spending decisions.
Goal Tracking
Go beyond an expense tracker. Set goals and immediately see when you'll be able to reach them.
Reporting Bliss
Detailed, visual spending and trend reports help you measure progress and improve.
Personal Support
Our friendly support team is available around the clock via email, live chat, and offer 100+ free, live budgeting workshops every week.

You’ve Never Budgeted Like This Before…
YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before, because it is based on our proven method—YNAB’s Four Rules. The powerful combination of award-winning budget apps and our life-changing budgeting method means it actually works. Using YNAB, hundreds of thousands of people have learned how to get control of their finances, stop stressing, and live the life they want to live. You can be one of them!

A Proven Method—YNAB’s Four Rules
Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. By tracking your expenses you will make better decisions.Rule Two: Embrace Your True Expenses | More than just an expense tracker, YNAB can help you prepare for the future. Break up larger, less frequent expenses into smaller, more manageable amounts. By budgeting monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Good money management habits are ones you can stick with.Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Your personal finances will never feel the same again. In a good way.Free for 34 Days
We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked.

Editor's Note

The apk file of YNAB — Budget, Personal Finance is really hard to find nowadays. But our website always here to help you to make your job done. Our experienced team has prepared the apk file for you to download and install with just a few clicks. You can always find the latest version from our website and that update has announced on Jan. 31, 2019. YNAB — Budget, Personal Finance is a very good application but does not work with if your device is outdated. If your device is Android 10 and above you can download it for free and at a very high download speed service. Otherwise you might want to update your device or get a new one to use YNAB — Budget, Personal Finance After you finished your installation you can also check our other applications those we provide and download them for free as well.

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Torey Roob

Update: They finally added fingerprint/pin code. Kudos. However I am done. I paid for a year and I am just done with this app 5 months in. Their tutorials are terrible. You have to go on YT (Nick True is a good recommendation) for detailed instructions. That shouldn't be the case for a paid service. I have spent hours watching their videos and they are nowhere near as helpful as YTrs. I will never subscribe again. ots such a shame.

Ms. Meda Walsh

More than an app, it's a budgeting system that's made all the difference for us. YNAB allows flexibility--even if you don't stick the budget exactly (and who does?) it gives you a way to roll with the punches. When we started YNAB combined with Dave Ramsey's steps (they work beautifully together), we went from living paycheck to paycheck, being in debt and having no savings to living on last month's income, only mortgage debt, never overdrawing, and we've paid cash for our last two cars.

Alana Bosco

The best personal finance app out there! It was quite confusing in the beginning but once you understand the idea behind and with a little bit of effort to learn basic principles of Accounting, it is actually very simple. Using YNAB I can \"visualize\" how I can use my money in the bank account and I can spend it with confident as I know I how much left in the budget in each category. Tips: link YNAB to your bank account. Feedback: add camera to scan the bill and auto populate the amount.

Margarette Reinger

YNAB became part of my daily life. It helps to track my spendings, to identify where is possible to save money and to use these savings to other more meaningful things. It is very comforting to me that I can budget my spendings and not being worried about not getting by at the end of the months. The app is constantly developed and gets better and better. Highly recommended!

Jessika Yost

I really wanted to like ynab.. but honestly it doesn't really work for me for 2 reasons: transactions from your bank take like 5 days to post to ynab...for me, it makes it more difficult to keep track. I also had to reset everything at one point and found getting back to the correct balance almost impossible without inputting incorrect transactions to even it out. It's just not as user friendly as I had hoped. If bank transactions would hit ynab within a day or two later, I would keep it.

Janae Schmitt

YNAB is amazing! They have a lot of support for it through their website. It will really make you think about money and allocate your pay in a way that makes sense! The user screens are really easy to navigate and if you get stuck, reach out to ynab support or the facebook community... everyone is willing to help! YNAB is more than just an app, its a whole new (and better) way to budget!!

Dr. Elmer Cremin V

This is a great companion app to the website. It has a clean interface and is very responsive. It's simple to add transactions and move money around. Syncs quickly with the web version. Would love to see a couple of improvements: more reports and trends like the website has, and widgets which can display various budget categories on your home screen.

Prof. Amber Ebert PhD

Cant get into it. Its set up rigidly in a monthly format which doesnt work at all with my bi-weekly commitments. I tried to look up tips to work around this on their site as well as reddit, and the best that can come up with is that for bi-weekly payments set it up like (payment)x26÷12 to get your monthly payment, but the problem is that you're not actually balancing anything then and I thought the whole point was to avoid floating bills and cash. Easier to just down on a paper so its flexible.

Arne Bayer DVM

Nice app and method, but they have customers screaming for functionally and they don't seem to make those demands a priority. i suggest, let the customers vote on the next set of features. Back to the method, the app is built around ynab thinking, so to get the most out of the app, be ready to change how you think.

Prof. Cecil Walsh

I really like the envelope system and the app is a great way to visualize your money. I would recommend this app to anyone looking to track how much they're spending. However, I find the goal system to be limited. You can set an amount to put towards a catagory each month and it will tell you how far from that goal you are. You can set a goal to have an overall amount in a catagory, but that gives you no visual indication outside of the info tab, unlike the per month goal.